Strategic advisory & wealth management
Investment Consultancy
Data-driven market intelligence, ROI optimization, and discreet portfolio structuring for high-net-worth individuals and institutional capital.
Request a private consultationWhy invest with us
Market intelligence
In-depth analysis of the Montenegrin property market and access to opportunities before they are publicly advertised.
Tax & legal framework
Tax optimisation, legal frameworks and acquisition structuring, in cooperation with leading law firms.
Residency by investment
Complete advisory on obtaining residency status through strategic investment.
The advisory process
- 01
Private briefing
A confidential conversation about your objectives, horizon, budget and appetite for risk.
- 02
Market mandate
A shortlist of on- and off-market opportunities, each with verified comparables and yield assumptions.
- 03
Structuring
Ownership structure, tax position and legal due diligence, coordinated with your advisors.
- 04
Acquisition & beyond
Negotiation, completion and — where required — residency, management and eventual exit.
How we approach an investment brief
An investment in Montenegrin property is first a question of location, then of the individual building. The coast is small and supply in its established destinations — the Bay of Kotor, Porto Montenegro, Luštica Bay, Portonovi and the Budva Riviera — is limited, so asking prices differ sharply from one place to the next. We start from where your objective points: capital preservation, rental income, personal use with income on the side, or a combination.
For each shortlisted property we set out what can be verified: comparable asking prices per square metre in the same destination, the service charges and management model of the development, what the rental history shows where there is one, and the transfer tax or VAT that applies. We do not quote yields we cannot document; where a figure is an assumption, it is labelled as one.
Structuring is done with your own advisers or with the law firms we work with: whether to buy personally or through a Montenegrin company, how the purchase is financed, and whether ownership is to support a residence permit. After completion we can arrange management and letting, and when the time comes, the resale.
From our catalogue: 357 properties currently for sale across the coast, and 305 already sold — the sold archive shows where transactions have happened.
Read before you invest
Frequently asked questions
Can foreigners invest in real estate in Montenegro?
Yes. Foreign individuals and companies can buy apartments, houses, villas and commercial property in Montenegro. Some categories of land, such as agricultural land and forests, are restricted for foreign owners, so every opportunity is checked with local lawyers before you commit.
Does buying property give residency in Montenegro?
Owning property can be the basis for a temporary residence permit, subject to the conditions of the Law on Foreigners, including a minimum property value. Our residency advisory confirms the current requirements for your situation before you buy.
What return can I expect from a property in Montenegro?
Returns depend on the location, the type of property and how it is let. Instead of quoting a general figure, we prepare yield assumptions for each opportunity with verified comparables, so you can judge the numbers yourself.
Request a private consultation
Share your objectives in confidence. A senior advisor will respond personally.